Experiences & Pricing

Phase 1

*Pricing is subject to change based on the complexity of the financial planning needs.

Grow

Best for working households who already have investment accounts and are looking for an advisor to optimize their finances.

$1,500 One-Time

Includes the following:

3-meeting planning experience
Unlimited email and phone access
Employer benefits review
Tax-savings opportunities
Investment review including 401(k), 403(b), 457(b), and TSP accounts
College savings strategies
Long-term retirement plan trajectory
Debt management recommendations
Estate planning education
Protection and risk management

Retire

Best for those with retirement on their mind (or already retired) who see value in receiving professional advice to help optimize irreversible retirement decisions.

$3,000 One-Time

Includes everything from GROW, plus the following:

Social security analysis
Long-term care risk analysis
Tax efficiency planning
Retirement cash flow analysis
RMD planning and withdrawal strategies
Charitable giving advice
Business continuation planning
Referrals to CPAs, estate attorneys, insurance brokers, etc.

Comprehensive

Best for those who desire constructive legacy planning, which includes utilizing our broader professional team for estate planning.

$5,000 One-Time

Includes everything from Grow or Retire, plus the following:
Generational wealth planning incorporating tax-efficient strategies
Personalized estate planning with documents finalized by a local attorney as needed:
- Will
- Durable Power of Attorney
- Directive to Physician
- Community Property Agreement
- Credit Sheltered Trust
- Children's Trust
- Living Trust

Phase 2

Engage with our firm on an ongoing basis where we work as your fiduciary advisors where we charge an annual fee percentage of the assets we manage.

Clients will pay an annual management fee, as outlined in the fee schedule below.

The management fee is negotiable and billed quarterly, and, unless otherwise agreed, shall be based on the value of assets in the Account.

Asset Management Fee Schedule:

Up to $500,000	0.95%
$500,000 - $1,000,000	0.90%
$1,000,000 - $2,500,000	0.85%
$2,500,000 - $5,000,000	0.70%
$5,000,000 +	Negotiable

In addition to the annual management fee, PPS Custom Program clients may pay transaction charges, administrative charges, and miscellaneous account fees and charges, as described in the Master Services Agreement (MSA) or PPS Client Agreement (as applicable) and Commonwealth’s ADV Part 2A Brochure.